Budget
Privacy Policy

Privacy Policy

Your privacy is important to us. This Privacy Policy explains how Budget collects, uses, discloses, and safeguards your information when you use our mobile application and website.

#Information We Collect

We collect information that you provide directly to us, information we obtain automatically when you use our Services, and information from third-party sources.

Personal Information You Provide

When you create an account, use our services, or communicate with us, you may provide us with:

  1. Account Information: Name, email address, password, and profile picture
  2. Financial Information: Transaction data, expense categories, budget information, and financial goals you choose to track
  3. Payment Information: Credit card details and billing address (processed securely through our payment provider)
  4. Communication Data: Messages you send to our support team and feedback you provide
  5. Voice Data: Voice recordings when you use our voice input feature (processed locally on your device by default)

Information Collected Automatically

When you access or use our Services, we automatically collect:

  1. Device Information: Device type, operating system, unique device identifiers, and mobile network information
  2. Log Information: Access times, pages viewed, IP address, and the page you visited before navigating to our Services
  3. Usage Information: Features you use, actions you take, and how you interact with our Services
  4. Location Information: General location based on IP address (we do not collect precise GPS location)

#How We Use Your Information

We use the information we collect to provide, maintain, and improve our Services, including:

  1. Process and track your expenses and financial transactions
  2. Provide personalized insights and recommendations based on your spending patterns
  3. Send you technical notices, updates, security alerts, and support messages
  4. Respond to your comments, questions, and customer service requests
  5. Develop new features, products, and services
  6. Monitor and analyze trends, usage, and activities in connection with our Services
  7. Detect, investigate, and prevent fraudulent transactions and other illegal activities
  8. Personalize and improve your experience

#Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We share information with vendors, consultants, and other service providers who need access to such information to carry out work on our behalf.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

With Your Consent

We may share your information with third parties when you give us explicit consent to do so.

#Data Security

We take the security of your data seriously and implement appropriate technical and organizational measures to protect your personal information, including:

  1. Encryption: All data is encrypted in transit using TLS 1.3 and at rest using AES-256 encryption
  2. Access Controls: Strict access controls and authentication mechanisms for our systems
  3. Regular Audits: Regular security assessments and penetration testing by independent security firms
  4. Employee Training: Regular privacy and security training for all employees who handle personal data
  5. Incident Response: Comprehensive incident response procedures to address potential data breaches

#Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Access and Portability

You have the right to request a copy of your personal data in a structured, commonly used, and machine-readable format.

Correction

You can update or correct your personal information at any time through your account settings or by contacting us.

Deletion

You may request deletion of your personal data. We will delete or anonymize your information within 30 days of your request, unless we are required to retain certain information for legal purposes.

Opt-Out

You can opt out of receiving promotional communications from us by following the unsubscribe instructions in those messages or by updating your notification preferences in your account settings.

Data Processing Restriction

You may request that we restrict the processing of your personal data in certain circumstances.

#Cookies and Tracking

We use cookies and similar tracking technologies to collect and track information about your use of our Services. You can control cookies through your browser settings and other tools.

Types of Cookies We Use

  1. Essential Cookies: Required for the operation of our Services (e.g., session management, security)
  2. Analytics Cookies: Help us understand how visitors interact with our Services
  3. Preference Cookies: Remember your settings and preferences

We do not use advertising or tracking cookies. We respect Do Not Track (DNT) browser signals.

#Children's Privacy

Our Services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13.

If you believe that a child under 13 has provided us with personal information, please contact us immediately.

#Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by:

  1. Posting the updated policy on our website with a new "Last Updated" date
  2. Sending you an email notification (for significant changes)
  3. Displaying a prominent notice within our application

We encourage you to review this Privacy Policy periodically to stay informed about our data practices.

#Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

hello@budget.digital